Preparing for Tough Times: 7 Steps to Build Your Financial Resilience Here we go again; the signs of a recession are all present. As a seasoned person, I know economic recessions can have significant impacts on our financial stability and wellbeing. I’ve been through a few recessions myself. I would even argue that this could…
The video above is a song that Sabrina Signs wrote about her experience being homeless with us. It was completed when we got back on our feet. Once upon a time, I was one of those people who always said, “That will never happen to me,” or “My kids will never do that.” Growing up…
After a bankruptcy there are some things that can help you fix your credit after a bankruptcy: I went bankrupt in 2010. It was a humbling experience and I hope to never have to repeat it again. I wrote this to help if you happen to have to go through it too. Remember it’s not…
Struggling to Make Mortgage Payments? Here’s What You Can Do! Assess Your Financial Situation Review Your Income, Expenses, and Debts Take a close look at your monthly income and expenses to determine how much money you have left over after your bills are paid. Look for areas where you can reduce your spending to free…
The Grim Current Economic Climate The economic climate in recent years has been turbulent and unpredictable, with many individuals experiencing job loss due to the COVID-19 pandemic, automation, artificial intelligence and other factors. There is also unexpected factors that may leave you unemployed such as sickness, a spouse moving, fleeing a domestic abuse situation,…
Back in 2009 our family had fallen on hard times and we found ourselves homeless. My husband had his arm pulled out and dislocated in the cafeteria at work. His laptop simply slid off his shoulder and took his arm with it. This caused a cascade of problems. He immediately went onto disability and that…